Retiree Resources

Learn More about PERS and Your Retirement

  • PERS Pre-Retirement Guide

    The PERS Retiree Handbook provides a broad overview of what being a retiree of PERS means. This resource includes information on monthly benefit allocations, changing options after retirement, planning for physical or mental incapacity, returning to work, and other general quick-reference facts.

  • PE​RS Retiree Handbook

Change of Account Information

Keeping PERS up to date with changes to your name, address, and, or spouse and beneficiary information allows us to provide you with the most efficient service possible, including timely delivery of your PERS newsletter, issuance of your annual Internal Revenue Service Form 1099-R each January, and other mail outs from your retirement system. For the protection of our retirees and members, PERS does not accept a change of address or change of beneficiary information over the telephone. To make a change to your account, submit a completed Form 1C, Change of Information.​



Annual Internal Revenue Ser​vice Form 1099-R


PERS mails to each benefit recipient every January his or her Internal Revenue Service Form 1099-R. Duplicate 1099-Rs may be requested by calling PERS at 800-444-7377 or 601-359-3589. You will be required to provide your Social Security number and the tax year for the 1099-R needed. Please allow one to two weeks for PERS to process your request.


A Guide to Your IRS Form 1099-R​​​​​​​​​​



Request Benefit Verification


You may request a mailed verification of your benefits by contacting PERS Customer Service. For a faxed verification, fax your request with the following information:

  1. Name
  2. Retirement Plan (PERS, SLRP, MHSPRS, or MRS)
  3. Last Four Digits of Social Security Number
  4. Current Address
  5. Fax Number
  6. Contact Telephone Number
  7. Signature

Fax your request to 601-359-6707.



Thinking of Returning to Work?

  • PERS Pre-Retirement Guide

    The PERS Thinking of Returning to Work? guide provides an overview of the stipulations for PERS retirees who plan to return to covered service. From local-elected officials to independent contractors, this guide gives guidance.

  • PE​RS Thinking of Returning to Work? Guide


Retiree Organizations


Mississippi Retired Public Employees' Association (MRPEA)

Mississippi Retired Public Employees' Association (MRPEA) promotes the health, well-being, quality of life, and financial interests of members and retirees of PERS. This organization is open to both active PERS members and all PERS retirees.
MRPEA's Facebook page


Retired Education Personnel of Mississippi (REPM)

Retired Education Personnel of Mississippi (REPM) serves the interests of retired education personnel in the state.
REPM's Facebook page

​​​​Cost-of-Living Adjustment

The Cost-of-Living Adjustment (COLA) helps maintain your purchasing power as a retiree no matter how long you live after retirement and despite the effects of inflation. Retirees and beneficiaries who have been receiving benefits for at least one full fiscal year receive a COLA.

At retirement, you have the option to choose whether to receive your COLA monthly or in a lump sum paid each December. If you choose lump sum but would rather receive your COLA monthly, you must complete and submit Form 20, Election of Monthly Cost-of-Living Adjustment. Choosing monthly payments is irrevocable.

PERS sends COLA notices in late June/early July of each year to inform retirees of their December COLA amount and the amount to be withheld in taxes. Once an individual receives and reviews his or her notice, he or she has the option to adjust his or her lump sum COLA tax withholding preference. This change must be done by the last working day in October of that same year. Click here for an overview of the COLA notice.


Direct Deposit of Monthly Benefits

Enjoy the convenience and timeliness of direct deposit of your benefits on the first banking day of each month by submitting a completed Form 21, Direct Deposit Authorization, to PERS. Your check by mail will continue for one to two months after submitting the form.

Direct Deposit and Check Mailing Schedules

Direct Deposit 2018

January 2 (Tuesday)*
February 1 (Thursday)
March 1 (Thursday)
April 2 (Monday)
May 1 (Tuesday)
June 1 (Friday)
July 2 (Monday)
August 1 (Wednesday)
September 4 (Tuesday)*
October 1 (Monday)
November 1 (Thursday)
December 3 (Monday)
December 17 (Monday) COLA

Check Mailing 2018

December 29, 2017 (Friday)
January 31 (Wednesday)
February 28 (Wednesday)
March 30 (Friday)
April 30 (Monday)
May 31 (Thursday)
June 29 (Friday)
July 31 (Tuesday)
August 31 (Friday)
September 28 (Friday)
October 31 (Wednesday)
November 30 (Friday)
December 14 (Friday) COLA

*Monday, January 1, 2018, and Monday, September 3, 2018, are Bank Holidays (New Year’s Day and Labor Day).
Federal Reserve Bank Holiday Policy: When holidays fall on Saturday, Federal Reserve Banks and branches will be open the preceding Friday. For holidays falling on Sunday, all Federal Reserve offices will be closed the following Monday.


​Each retiree is responsible for deciding on the right insurance coverage to fit his or her personal needs. However, for the members who continue participation in the state-sponsored insurance plan after they retire and for the Medicare-eligible retirees who choose participation in the PERS-sponsored plan, PERS conveniently withholds premiums from benefit payments.


State-Sponsored State and School Employees' Life and Health Plans 

The state-sponsored plans are administered by the Mississippi Department of Finance and Administration. For more information, contact DFA’s Office of Insurance at 866-586-2781 or 601-359-3411 or visit


PERS-Sponsored Group Term Life and Medicare Solutions

The PERS-sponsored group term life plan and medical insurance plans are underwritten by Transamerica Premier Life Insurance Company of Cedar Rapids, IA. For more information call 800-634-0168

Retiree Medical Insurance Plan
Retiree Group Term Life Insurance Plan

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