Welcome to PERS


The Public Employees’ Retirement System of Mississippi (PERS) p​roudly serves the state of Mississippi by providing retirement benefits for individuals working in state government, public schools, universities, community colleges, municipalities, counties, the Legislature, highway patrol, and other such public entities. These retirement benefits not only help recruit and retain a strong public workforce in Mississippi, they help stimulate local economies in every county in the state and help reduce the need for social assistance.


PERS featured on MPB's Money Talks

Mississippi Public Broadcasting's Money Talks on Think Radio recently welcomed Public Employees' Retirement System of Mississippi (PERS) Executive Director Ray Higgins to sit down and discuss the System.

Money Talks focuses on personal finance as it applies to Mississippians, from preparing taxes to saving for college or investing in the stock market. The show, which is hosted by Kevin Farrell, Nancy Lottridge-Anderson, and Ryder Taff, featured PERS in its December 17 episode, which is available now by clicking the link below.


A Message from PERS Executive Director Ray Higgins Regarding Attorney General's Opinions - Updated December 18, 2019

“In November 2018 and January 2019, Mississippi’s Attorney General issued opinions regarding PERS retirees serving in the Mississippi Legislature and continuing to receive benefits. In response to these opinions, the Public Employees’ Retirement System of Mississippi (PERS) Board of Trustees approved initial adoption in April 2019 of revisions to PERS Board Regulation 34, Reemployment after Retirement, to allow PERS retirees to serve in the state Legislature while continuing to receive benefit payments under certain conditions. These revisions were officially adopted by the Board at their December 17 meeting.

To confirm whether the revised regulation complies with Internal Revenue Service (IRS) requirements for maintaining the System’s qualified tax status, the proposed regulation was submitted (prior to final adoption) to the IRS this summer with a request for issuance of a private letter ruling. Maintaining the plan’s qualified status pertains to federal tax law and is very important to both the System and individual members. Our hope was to receive an affirmative ruling from the IRS prior to the proposed January 1, 2020, effective date of the regulation revisions. PERS made a strong, good faith effort to make this possible. While we have yet to receive an official ruling from the IRS, PERS did receive word from the IRS via telephone that an affirmative ruling is expected. In response to this news, the PERS Board of Trustees voted December 17 for the final adoption of revised Regulation 34, which will now be filed with the Mississippi Secretary of State’s Office according to the Mississippi Administrative Procedures Act and should be effective in approximately 30 days.

In the event that PERS does not receive IRS affirmation, we will likely have no choice but to revise the regulation, which may mean that the current and historical regulation will go back into effect. Any possible change to the benefit of a PERS retiree will be determined based on his or her individual circumstances and the regulation in effect at the time of his or her service in the Legislature. 

We will update this statement once we have received this critical ruling. We also will continue to act prudently and in the best interest of the System. Should you have further questions, you may contact us at 800-444-7377 or customerservice@pers.ms.gov.

For a copy of the revised regulation, click here​.”

-Ray Higgins, PERS executive director


Important 1099-R information for retirees

All 2019 Form 1099-Rs were mailed to retirees beginning Wednesday, January 22. If you have not received your 1099-R by Friday, February 14, please contact PERS at 800-444-7377. Our offices are open Monday through Friday, 8 a.m. to 5 p.m. CST. 

Note: If the address we have for you is not current, the U.S. Postal Service will not forward your 1099-R. They will, instead, return the form to our office. Contact PERS at 800-444-7377 to update your address and request that we resend your 2019 Form 1099-R.

Click here for a guide to your IRS Form 1099-R​


PERS Updates


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Click the button below to subscribe to PERS eUpdates, brief e-mailed news alerts regarding legislative and/or administrative changes that affect the retirement plans administered by PERS.

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